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California Payday Loans Rates and Terms

Maximum Loan Amount

The maximum loan amount for California residents is $255.

Loan Terms

Your Cash Debenture online payday loan must be paid in full on your scheduled due date.  Your due date is generally your next payday.

Extensions/Rollovers/Refinance

The State of California does not allow extensions, rollovers, or refinance.  You are qualified to re-loan once the loan is fully paid.

Cash Debenture Fee Schedule and APR


Advance Amount Finance Charge Total of Payments APR (14 Days) APR (30 Days)
$50$8.82$58.82459.90%214.62%
$85$15$100460.08%214.71%
$100$17.64$117.64459.90%214.62%
$119$21$140460.08%214.71%
$136$24$160460.08%214.71%
$150$26.47$176.47460.07%214.70%
$170$30$200460.08%214.71%
$187$33$220460.08%214.71%
$200$35.29$235.29460.03%214.68%
$221$39$260460.08%214.71%
$238$42$280460.08%214.71%
$255$45$300460.08%214.71%

Notice:  We cannot use the criminal process against a consumer to collect any deferred deposit transaction.


Governing Law

The loan agreement will be governed by the applicable laws of California.  Questions or complaints should be directed to your state's regulatory agency by clicking (http://www.ca.gov/).