Q:  What is required to apply for an online payday loan?

A:  To apply for an online payday loan, you need a verifiable source of income, an active checking account in good standing, an active email address, and to be at least 18 years of age.  All application information is subject to verification prior to being approved.

Q:  How much can I receive from an online payday loan?

A:  For all California residents, Cash Debenture will be able to fund a maximum of $255 loan advance.

Q:  How will I make my loan payment?

A:  Your loan payment will be electronically withdrawn from your bank account on your scheduled due date.  To comply with California Laws and regulations, all California residents must make a payment in full.

Q:  When will I receive my online payday loan?

A:  After your online payday loan application is approved, you will receive an email confirmation.  Generally, if your loan application is approved by 4PM Pacific Time, you will receive your money on the next business day.

Day your loan is approved(By 4:00pm PST)	Day your funds will be available
	MON	TUE	WED	THUR	FRI
MON
TUE
WED
THUR
FRI
SAT/SUN

Q:  When will my online payday loan be due?

A:  At Cash Debenture, your online payday loan will generally be due on your next payday which is within 31 days.  Our friendly staffs will help you determine your next payday during your loan processing.

Q:  How much does it cost to borrow?

A:  Please refer to our Rates and Terms for more information.

Q:  How does a faxless online payday loan work?

A:  At Cash Debenture, we offer qualified members with a faxless online payday loan.  You will fill out a fast and easy online loan application, and we will work hard to get you approved.  In the event, we are not able to verify your application information, we may ask you to provide us proof of document by fax or email. 

Q:  Will my online payday loan get processed faster if I provide my most recent paystub and bank statement by fax or email?

A:  Absolutely.  All loan applications with most recent paystub and bank statement will receive priority to get processed.

Q:  Can I apply for online payday loan with less-than-perfect credit?

A:  Less-than-perfect credit will not prevent you from receiving online payday loan at Metro Cash Express.  Our friendly staffs will work with you to understand your situation, even if you may have turned down by other lenders.